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My insurance career began in November 1986. In September of 1994 after spending 300 hours of classroom training & exams I earned my L.U.T.C.F. (Life Underwriter Training Council Fellow) I'm also a member of Kingdom Advisers & a graduate of I.R.A. University. Click to insurance for more info.


Life Insurance Do you have Old Insurance or New Insurance? What's your exit strategy?

Health Insurance - What options do I have if Obama Care does not work? Unable to continue your group health?

Annuities - Safety, No loss of Principal, Equity Index Annuity, Creditor Proof, Where do I move my D.R.O.P. program?

Medicare Supplements - Make a monthly payment that's it.... No deductible No Co-Pay, Another different kind of Plan: I can only paythis amount...... Let's build you a plan!

Long Term Care - Would you like all your money back & interest if you do not use it? Locally cost of Assisted Living Facility Average a yr. $37,572.00, Private Room annual $79,935. Semi-Private Room annual $72,720.00. That's now. With inflation ?????? Let's look at your options.


Please feel free to contact me with any questions you might have.